LeBoMoz Commercial Capital Concierge
35+ Years Commercial Lending Leadership • Full-Stack Capital Advisory • CA Licensed Broker

The Right Capital for Every Growth Stage.
Structured by a 35-Year Banking Veteran.

Growing a business requires far more than one loan program. Whether you are acquiring your commercial building with 10% down, leasing revenue-generating equipment, unlocking cash flow with asset-based lines of credit, or securing permanent working capital to hire staff and expand marketing, LeBoMoz packages and structures your complete financing under one roof.

Check Financing Eligibility (3 Mins) Commercial / Business Broker? See Commission Protection ↓
✓ 35+ Yrs Commercial Banking & CDC Tenure
✓ Full-Stack: SBA, ABL, Equipment & Private Debt
✓ Advisory Fees Credited at Project Closing
✓ CA DRE Licensed Broker (#01463759)
The Single-Track Financing Trap

Why Growing Businesses Get Rejected or Mis-Structured

Traditional lenders and brokers try to force your unique enterprise into their single, narrow product box.

The Rigid Branch Banker

Constrained by rigid bank credit policies. If your filed tax returns show heavy write-offs, or if you need more working capital than their conservative formula permits, they issue a flat denial instead of structuring alternative debt.

The Single-Product Broker

Only knows one program—like standard SBA 7(a) or high-interest merchant cash advances. They don’t know how to leverage equipment leasing, asset-based lending, or companion lines to protect your equity and cash flow.

The LeBoMoz Advantage

The Concierge Architecture

Backed by 35+ years of institutional lending, Martin S. Wong evaluates your entire balance sheet. We orchestrate the optimal mix of senior debt, asset-backed lines, equipment facilities, and equity partners—packaged approved.

Comprehensive Capital Pathways

The Full-Spectrum Capital Matrix

From government-guaranteed programs to non-bank asset lines and private capital syndication.

Facility & CRE Acquisitions

  • SBA 504 (10% Down): Long-term below-market fixed-rate debt to purchase industrial, warehouse, manufacturing, or corporate real estate.
  • California DRE Buyer Representation: Full commercial brokerage representation by Martin S. Wong (Lic #01463759), aligning escrow milestones with debt approval.
  • Conventional Mortgages: Portfolio bank debt for multi-tenant and non-SBA conforming real estate.

Growth & Working Capital

  • Permanent Working Capital: Multi-year facilities to fund staff hiring, workforce training, inventory build-up, and marketing campaigns.
  • SBA 504 + 7(a) Piggybacking: Concurrently structuring companion working capital alongside real estate—solving the 504 program's working capital limitation.
  • Asset-Based Lending (ABL): Revolving credit lines secured by accounts receivable (A/R) and inventory, bypassing strict tax-return debt service limits.

Equipment & Alternative Debt

  • Equipment Financing & Leasing: Capital and FMV leases for heavy machinery, commercial fleets, medical technology, and production lines.
  • Private Debt & Bridge Syndication: Rapid-execution mezzanine debt for non-conforming balance sheets and time-sensitive transactions.
  • Legal Permanent Resident (LPR) Routing: Dedicated non-SBA domestic bank and CDFI channels for Green Card holders and non-citizens.

A Dedicated Capital Partner for Commercial & Business Brokers

Close more buyer transactions with 100% client relationship and sales commission protection.

1. Irrevocable Non-Circumvent

We execute a signed 24-month Mutual Non-Circumvention Agreement. We never solicit your buyer or compete for your sales commission.

2. Total Capital Structuring

We package acquisition debt, equipment needs, and post-closing working capital in one unified dossier to prevent escrow fallout.

3. 48-Hour Underwriting

Direct credit committee delivery to our network of CDCs (BFC, TMC, Advantage) and regional banks to issue fast term sheets.

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Transparent Execution

The Concierge Roadmap to Funding

An orderly, institutional process designed to protect your time and capital.

Step 1: Rapid Screener

Submit your capital objectives and macro numbers in 3 minutes. Our automated screener instantly verifies preliminary feasibility with zero credit score impact.

Transparent Advisory Fees

Step 2: Readiness Audit

We pre-underwrite your balance sheet, model allowable add-backs, calculate global DSCR, and author an institutional credit package:

Tier 1: Growth Capital (<$350k) $950

Covers scoring analysis, cash flow spread, and direct intake. Fully earned packaging fee under SBA Form 159.

Tier 2: Real Estate & Major ($350k+) $2,500

Comprehensive Credit Memo. 100% credited back to you at final closing on your settlement statement.

Step 3: Syndication & Closing

We syndicate your vetted package directly to our network of CDCs, commercial banks, equipment lenders, and private funds to secure competitive LOIs and close funding.

Martin S. Wong, Managing Principal
The Principal

Martin S. Wong

With over 35 years of dedicated institutional lending experience, Martin S. Wong is a recognized veteran in commercial capital. Having originated and closed over $500 million in conventional and government-backed loans, Martin has spent his career sitting on the other side of the credit committee evaluating risk and structuring complex debt.

His banking pedigree spans leadership and lending roles at major regional and community institutions, including Bank of America, Sanwa Bank (Bank of the West), and Pacific Enterprise Bank. Transitioning to the non-profit sector, he served as a Business Development Officer for leading Certified Development Companies (CDCs) including AMPAC and Momentus Capital.

Before his extensive banking career, Martin built a promotional apparel company from the ground up. He knows exactly what it is like to sit in the owner's chair, navigating the daily operational and financial challenges of scaling a business.

Combining this entrepreneurial empathy with his deep underwriting expertise and active California DRE Broker License (#01463759), Martin created LeBoMoz to serve as the ultimate advocate for growing businesses—packaging, structuring, and negotiating complete capital stacks so business owners can focus on what they do best.

  • $500M+ in Career Originations
  • 35+ Years Commercial Banking (BofA, Sanwa/Bank of the West)
  • Former CDC Business Development Officer (AMPAC, Momentus)
  • Former Small Business Founder & Operator
  • Licensed California Real Estate Broker
Confidential Deal Screener

Evaluate Your Financing Viability

Instant preliminary evaluation. Zero impact on your credit score.

🔒 Your non-public financial information is strictly protected under institutional commercial confidentiality.
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